Tim’s Thoughts….

I was an insurance guy. I distanced myself from financial advice and I didn’t call myself a financial adviser – I was an insurance guy. I held all the authorisations and qualifications to [...]

Look up

I was hiking on a track enjoying some fresh air when I came to a rather steep hill. As with anything difficult I put my head down and focused on what was in front of me and got through the [...]

I’m Sorry

From a young age, we’re taught to immediately say sorry if something bad happens. This was important to understand the consequences of our actions and show sincere apology for selfish actions or [...]

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